The “easy button” for investing inside a Traditional or Roth IRA 👇 Target date funds are designed to do the work for you. They automatically invest your retirement money across stocks and bonds, and gradually become more conservative as you get closer to retirement. How it works: • Far from retirement → more stocks • Closer to retirement → more bonds • No constant rebalancing needed You simply choose a fund with a year close to when you plan to retire (like 2050 or 2055), and the fund adjusts over time. This can be a great option if: • you want a hands-off approach • you don’t want to manage allocations yourself Some Target Date Fund Tickers 2055 Retirement Date: MUROX, LIVAX, TTIPX, ITDG 2050 Retirement Date: MURNX, TLLPX, VFIFX, ITDF 2045 Retirement Date: MURMX, FBHTX, FHAQX, ITDE 2040 Retirement Date: MURLX, FBGTX, FHARX, ITDD 2035 Retirement Date: MURJX, FBFTX, FHASX, ITDC 2030 Retirement Date: FBETX, SWYEX, VTHRX, ITDB There are many different target date funds available, and the options depend on your brokerage. If you’re unsure what’s available to you, you can always call your brokerage and ask. This is not financial advice. This is simply what worked for me! Always do your own research before making any investment decisions.